We applaud the Davidson County Register of Deeds for taking action against these types of threats. Learn more below from this recent article in The Tennessean and be sure to register your home for Fraud Alerts today!
The Davidson County Register of Deeds is offering a new service to protect property owners from scammers or debt collectors trying to take ownership of Nashville homes and businesses.
The online system will send emails when ownership transfers or liens are filed against registrant properties.
Register of Deeds Karen Johnson said seniors, immigrants, and those with multiple or vacant properties are especially vulnerable.
“There are so many ways a property can end up being taken away from you,” Johnson said. “Seniors worry about relatives transferring their property without their knowledge. Child support liens, federal tax liens, unpaid property tax liens can be filed against your property and you may not even be aware.”
The office records dozens of property liens from credit card debts each day, she said.
The free system would immediately notify people of the filings, if they register.
How to sign up for the Davidson County Register of Deeds property “Fraud Alert” system:
❚ Visit http://www.davidsoncorecords. com
❚ Enter the name of the homeowner or business to be monitored, and an email address to receive the alerts.
❚ Submit alerts for all possible spellings of the property owner or business because they are sometimes misspelled in filings.
“Sometimes people don’t realize they may owe a certain amount of money,” Johnson said. “This way, they can get it settled before it shows up on their credit report. You may get a notice in the mail but many times people think it’s junk mail and, before you know it, you’re involved in a transaction against your property.”
In some cases, people have forged property transfer documents in order to illegally sell the home or business, she said. More often, family members will seek to take over a property without telling the owner.
“We can’t make any legal determination about the document,” Johnson said. “We recommend they seek legal advice.”